TrustSecure™

A post-employment medical expense reimbursement plan designed for employers to make tax-free contributions for eligible employees. Funds are invested in a Trust investment portfolio. The contributions and investment earnings are recorded in individual accounts.

Participants who leave employment, retire, or are disabled can request reimbursements to pay for post-employment qualified medical expenses.

TrustSecure™ is a group plan option for employers to consider adding to employee benefits package. Educators Benefit Consultants (EBC), Minnesota, administers the plan. EBC assists with enrollment, account set-up, reimbursements of qualified medical expenses, and member or employer questions.

Advantages

• Funds accrue for employees as defined in their employment agreement.
• Qualified contributions, earnings, and qualified reimbursements are 100% tax-exempt.
• Account balances carry over from year-to-year.
• Accrued funds may be used for reimbursement of post-employment qualified medical expenses incurred by the employee, their spouse and any IRS-qualified dependents.
• Eligibility for reimbursement starts when you separate from service such as retirement, resignation, disability.
• Upon employee’s death, accrued funds in the account can be used by the spouse and IRS-qualified dependents for reimbursement of qualified medical expenses.

Privacy Notice

We are required by federal and state law to maintain the privacy of your health information. We are also required to give you the notice below concerning our privacy practices, legal duties, and your rights concerning your health information.

Notice of Privacy Practices for TrustSecure™ (PDF)

Need Forms?

Find them in our form library.

Questions?

The answer may be in our Frequently Asked Questions. You are also welcome to contact Educators Benefit Consultants (EBC), the TrustSecure™ plan administrator, toll-free at 888.507.6053, Monday through Friday, 8:00 a.m. to 5:00 p.m. Central time.