Question:

What happens if I am eligible to receive other income benefits such as worker's compensation benefits, Social Security Disability Insurance (SSDI) benefits, or Wisconsin Retirement System (WRS) disability benefits?

Answer:

When you are eligible for other income benefits, your WEA Trust long term disability (LTD) benefit is reduced by the gross amount of the other benefits you are eligible to receive. Your LTD plan considers all other sources of income first. In other words, your gross LTD benefit is first reduced by the other income benefits you are eligible to receive. Any net LTD benefit remaining is what you are eligible to receive. We will continue to pay the difference between your other income benefits and the percent of your insured salary that your LTD policy replaces as long as you comply with the requirements of the policy. Retroactive benefit payments from other programs usually result in an overpayment of LTD benefits. Therefore, it is important to notify us immediately of any payments you are eligible to receive from other programs. We will let you know if an overpayment has occurred and how much you must refund to us. We expect prompt reimbursement of the entire amount owed. Therefore, do not spend any retroactive payments until we have calculated the overpayment amount.