| Long Term Care FAQs (Frequently Asked Questions)
| Question: | How long will I receive long term care (LTC) benefits? |
| Answer: | In general, if all policy requirements are met, LTC benefits are paid while you experience covered expenses and you are functionally incapacitated or until you have exhausted the lifetime maximum benefit amount, whichever occurs first. Please refer to your specific insurance benefit description for the lifetime maximum benefit amount. |
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