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HomeLong Term Care PlansGroup Long Term CareLong Term Care FAQs Long Term Care FAQs (Frequently Asked Questions) Question: Both my spouse and I have coverage under the WEA Trust Group Long Term Care (LTC) Plan as employees and dependents. How does this affect what benefits are payable? Answer: Under the terms of your LTC policy, if both you and your spouse are/were employees of a school district that provides WEA Trust group LTC coverage and you each elected to be covered as a dependent under your spouse’s LTC plan, you are eligible for enhanced LTC benefits as follows: Your maximum daily benefit will be either the sum of the applicable maximum daily benefits payable under both policies, or 100% of the actual daily charges incurred, whichever is less. Your maximum lifetime benefit will be the sum of the maximum lifetime benefit amounts payable under both policies.