How your long term disability plan works
This section describes general information about eligibility requirements, benefits, and how to file a claim. For complete details, refer to your WEA Trust Long Term Disability Policy.
Your LTD policy insures your income rather than your ability to work. Therefore, in order for you to receive benefits, you have to provide us with satisfactory evidence that you are disabled and that the disability has caused you to lose income.
When we receive all required information from you, your employer, and your treating physician, we’ll review your claim to determine if you’re entitled to benefits. We’ll be looking for proof that you are disabled as defined in the policy and that your disability has caused a loss of income insured by the policy.
You are not entitled to a benefit until we receive proof that you are disabled and that you have sustained a loss of income because of your disability. This must include objective contemporaneous evidence which is provided by your treating physician. |
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